BikersAlliance

Bike Loan Eligibility Check

Check if you qualify for a bike loan instantly. Get pre-approved and know your loan amount in minutes.

Quick Eligibility Check

Loan Options by Profile

Salaried Employee

Max Amount: ₹5,00,000
Interest: 8.5%
Tenure: Up to 5 years
Processing: 24-48 hours

Self Employed

Max Amount: ₹3,00,000
Interest: 9.5%
Tenure: Up to 5 years
Processing: 2-3 days

Government Employee

Max Amount: ₹7,50,000
Interest: 8.25%
Tenure: Up to 7 years
Processing: 24 hours

Loan Eligibility Criteria

Age Requirements

  • Minimum age: 21 years
  • Maximum age: 60 years at loan maturity
  • Valid age proof documents required

Income Requirements

  • Salaried: Minimum ₹20,000/month
  • Self-employed: Minimum ₹25,000/month
  • ITR for last 2 years (self-employed)

Credit Score

  • CIBIL score of 750 or above preferred
  • Good credit history required
  • No defaults in last 2 years

Documents Required

  • Identity proof (Aadhaar/PAN/Passport)
  • Address proof (Utility bills/Aadhaar)
  • Income proof (Salary slips/ITR)
  • Bank statements (3-6 months)

Tips to Improve Loan Eligibility

Maintain Good Credit Score

Keep your CIBIL score above 750 for better approval chances and lower interest rates.

Stable Employment

Have a stable job for at least 6 months to show consistent income.

Lower Debt-to-Income Ratio

Keep your existing EMIs under 50% of your monthly income.

Complete Documentation

Have all required documents ready to speed up the approval process.

Choose Right Loan Amount

Apply for a loan amount that fits comfortably within your budget.

Consider Co-applicant

Adding a co-applicant with good credit can improve approval chances.